What is Ryan Moxley's background in real estate?

Ryan Moxley has 20+ years in real estate & finance, a Finance degree, and a background as a mortgage company co-founder. He is a Top 1% agent nationwide, a Top Producer at My Home Group (2025), and holds Arizona ADRE license SA643872000. He closed $19M+ in sales volume over the last 12 months (per Zillow, as of November 3, 2026) and is a My Home Group Top Producer for 2025.

What brokerage is Ryan Moxley with?

Ryan Moxley is affiliated with My Home Group, one of Arizona's largest independent brokerages and a nationally ranked top-20 independent real estate company. ADRE SA643872000. Equal Housing Opportunity. REALTOR®.

Where does Ryan Moxley work?

Ryan Moxley serves the entire Phoenix metro with a focus on the East Valley — Gilbert, Chandler, Mesa, Queen Creek, Scottsdale, Tempe, Ahwatukee, Fountain Hills, Cave Creek, and Paradise Valley. He is reachable at (480) 227-9143 or ryan@moxleycollective.com.

About Ryan Moxley | Top 1% REALTOR® Phoenix & Scottsdale AZ

The Journey

25 Years
In Real
Estate

Every deal Ryan closes is backed by a career built on preparation, finance, and the relentless pursuit of his clients’ goals. This is how he got here.

Cincinnati, Ohio · Early Years

The Competitor Is Born

Ryan grew up in Cincinnati where he learned early that winning takes preparation, hustle, and showing up when it matters. As captain of his high school basketball team, he developed the leadership mindset and competitive drive that define how he advocates for clients to this day. That court never mattered as much as what it taught him.

Miami University · Oxford, Ohio

B.S. in Finance

Ryan earned his Finance degree from Miami University, giving him a foundation in numbers, markets, and analysis that most real estate agents simply don’t have. Understanding how money works isn’t just useful in real estate — it’s the difference between a good deal and a great one. That edge shows in every offer, every negotiation, every close.

Early Career

Co-Founded a Mortgage Business

Before selling homes, Ryan learned the finance side of them. He co-founded his own mortgage broker business, working directly with buyers, sellers, and financial institutions. That experience gave him a perspective on deals that agents without a lending background can’t replicate. He understands what lenders look for, what can derail a close, and how to structure an offer that wins — even in a competitive market.

15+ Years Ago · Arizona Calling

Traded Florida for the Desert

After time in Florida, Ryan made the move to Arizona — and never looked back. He fell in love with the desert lifestyle, the energy of the Phoenix market, and the genuine warmth of the people here. Arizona wasn’t just a career move. It became home. He has lived in the East Valley for more than 15 years and has been licensed in Arizona since 2012.

Today · Phoenix Metro

Top 1%. Still Answering Texts at 9pm.

An Arizona REALTOR® since 2012 with 20+ years in real estate & finance, Ryan has closed $19M+ in sales over the last 12 months (per Zillow, as of November 3, 2026) across Phoenix, Scottsdale, Paradise Valley, Gilbert, Mesa, Queen Creek, and the entire East Valley. Named Top Producer at My Home Group for 2025 and ranked in the Top 1% of agents nationwide — but what his clients remember most is that he was there when they needed him. That’s not a marketing line. That’s a 4.9-star Zillow rating earned one answered call at a time.

The Person Behind the Production

Beyond the
Business Card

Ryan’s clients often say he feels less like an agent and more like a trusted friend who happens to know everything about real estate. That’s not an accident — it’s who he is.

When he’s not negotiating the best deal in the Valley, you’ll find Ryan out in the Sonoran Desert, on a golf course, or running the trails around Camelback Mountain. He’s a lifelong athlete, a fierce competitor in everything he does, and someone who genuinely loves Arizona — the landscape, the energy, the people, and yes, a sunset on the patio.

That love for this place comes through in every conversation he has with clients. He’s not just selling houses here. He’s sharing a life he chose — and he wants you to love it as much as he does.

🏀

Lifelong Athlete

High school basketball captain in Cincinnati. The competitive mindset never left — it just found a new court.

🏌️

Competitor on Every Course

Golf, hiking, desert trails — Ryan brings the same intensity to everything he does. The competitive fire that built a Top 1% career doesn't clock out at 5pm.

🐾

Rescue Dog Dad

Ryan shares his home with two rescue dogs. If that doesn’t tell you something about his character, nothing will.

🌵

15+ Years in the East Valley

He didn’t grow up here, but Arizona chose him. After more than 15 years in the East Valley, he knows this market, these neighborhoods, and this community as well as anyone born and raised in the Valley.

East Valley Market Expertise

10 Cities.
One Agent Who Knows Them All.

Ryan’s practice is built around the East Valley — one of the fastest-growing and most diverse real estate markets in the country. He covers 10 cities with depth, not breadth, and specializes in helping relocation buyers from California, Colorado, Texas, and Illinois who need an agent who already knows the market before their first call.

Most agents claim to cover the entire metro. Ryan’s focus is specific: the 10-city East Valley corridor that stretches from Scottsdale and Paradise Valley south through Gilbert, Chandler, Mesa, and Queen Creek, and into the surrounding communities of Tempe, Ahwatukee, Fountain Hills, and Cave Creek.

That specialization matters. Relocation buyers — typically coming from higher-cost markets — need an agent who can compare communities by lifestyle, commute, school performance, and long-term value, not just square footage and price. Ryan plans the tour around your shortlist before you fly in, so your first Arizona purchase does not start with a wasted weekend.

Every listing is priced from closed MLS sales in your subdivision and the homes you will compete with, checked by someone with a Finance degree and a mortgage background. Ryan answers his own phone and stays personally involved through closing.

Ryan also maintains a no dual agency policy. He represents you — fully and exclusively — in every transaction. That’s not just an ethical standard. It’s the only way he operates.

Gilbert

Chandler

Scottsdale

Queen Creek

Mesa

Tempe

Ahwatukee

Fountain Hills

Cave Creek

Paradise Valley

4.9 on Zillow (34 Reviews)

Since 2012 Licensed in Arizona

No Dual Agency 100% Exclusive Buyer Representation

Service Territory

Ryan Moxley’s Phoenix Metro
Market Coverage

Ryan serves buyers and sellers across the entire Phoenix metro — all 4.9 million residents, all 28 cities and towns in Maricopa County, and select Pinal County markets. Whether you’re looking for a $300,000 starter home in Buckeye or a $5M estate in Paradise Valley, Ryan brings the same commitment to research, preparation, and client advocacy to every transaction.

North Valley & Luxury Corridor

Scottsdale

Luxury & lifestyle capital of the Valley. DC Ranch, Troon North, Old Town, Silverleaf, McCormick Ranch, Gainey Ranch. One of the most active high-end markets in the nation. Median sale price $850K+; ultra-luxury to $20M+.

Paradise Valley

Arizona’s ultra-luxury enclave. No commercial zoning, no apartments. All single-family estates. Camelback Mountain views, resort-style compounds, celebrity and executive clientele. Median sale price $3M+.

Cave Creek & Carefree

Desert luxury meets artistic community. Cave Creek preserves an authentic Old West character; Carefree offers world-class resorts, boutique dining, and serene desert estates. Popular with buyers seeking land and privacy north of Scottsdale.

Fountain Hills

Lakeside community anchored by one of the world’s tallest fountains. Mountain views, tight-knit community character, and excellent value relative to Scottsdale. Popular with retirees, remote workers, and second-home buyers.

East Valley — Tech Corridor & Top-Ranked Schools

Chandler

Arizona’s semiconductor hub. Intel Fab 52/62 ($20B investment, 12,000+ employees), Wells Fargo, PayPal, Microchip Technology. Hamilton High School feeder district. Downtown Chandler revival. Ocotillo Lakes waterfront homes.

Gilbert

Consistently ranked safest city in Arizona and among the top 10 safest in the nation. Morrison Ranch, Agritopia, Water Tower, Cooley Station. Top-rated Higley and Gilbert Unified schools. Fast-rising property values.

Mesa

The Valley’s most diverse value market. Las Sendas (master-planned luxury), Eastmark (new urbanism), Red Mountain access, Mesa Arts Center. Price range $280K–$1.5M+. Strong rental demand from ASU east campus proximity.

Tempe

ASU, urban energy, and walkable density. Tempe Town Lake waterfront, strong corporate employers (State Farm, Marriott HQ, Insight), and a young professional rental base. Strong investor fundamentals. Light rail connectivity throughout.

Queen Creek

Horse country meets master-planned growth. San Tan Mountains backdrop, Schnepf Farms character, oversized lots and equestrian properties. Best value per square foot in the East Valley. New construction communities expanding rapidly.

Apache Junction

Gateway to the Superstition Mountains and Gold Canyon. Affordable entry point with spectacular natural surroundings. Popular with outdoor enthusiasts, retirees, and investors seeking land and rural AZ lifestyle within 40 minutes of PHX.

West Valley — Growth, Value & Master-Planned Living

Peoria

Lake Pleasant waterfront, Vistancia (one of the Valley’s top master-planned communities), and sports spring training. Balanced supply of resale and new construction. Strong family demographics. TSMC Deer Valley corridor spillover growth.

Glendale

Cardinals Stadium, Coyotes arena footprint, Luke AFB (one of the largest F-35 training bases in the world), and a historic downtown antique district. Strong military buyer and VA loan market. Competitive price points $280K–$600K.

Surprise

Marley Park (charming new urbanism community), spring training baseball, and some of the valley’s most affordable new construction. Strong 55+ population in Sun City Grand and Corte Bella. Growing employment base along Waddell corridor.

Goodyear

Estrella Mountain Ranch (master-planned with two lakes), PebbleCreek (premier 55+ golf community), Pebble Creek Hospital district growth. I-10 logistics corridor driving industrial and residential expansion. One of the fastest-growing cities in AZ.

Avondale

I-10 growth corridor connecting Central Phoenix to the West Valley. Affordable entry-level and move-up housing. Phoenix Raceway proximity. Strong first-time homebuyer market with multiple DPA program-eligible communities.

Buckeye

Arizona’s fastest-growing city. Verrado (one of the nation’s top master-planned communities), White Tank Mountain backdrop, new schools and commercial buildout. Buyer opportunity: newest homes at the lowest West Valley price points.

Litchfield Park

Small-town luxury feel surrounding the historic Wigwam Resort. Tight housing supply creates strong appreciation dynamics. Tree-lined streets, walkable downtown village, and golf course communities. Unique value relative to comparable East Valley communities.

Laveen

Southwest Phoenix’s emerging residential corridor. Rapid new construction buildout, South Mountain Park access, and Loop 202 connectivity to downtown PHX. Strong first-time buyer and investor activity. One of the valley’s most affordable markets for new builds.

North Phoenix, 55+ Communities & Pinal County

Sun City, Sun City West & Sun City Grand

Arizona’s legendary 55+ communities. Sun City (Del Webb’s original 1960 development), Sun City West (expanded 1978), Sun City Grand in Surprise (newest & most amenity-rich). HOPA compliant: at least 80% of occupied units must have at least one resident 55+. Golf, recreation centers, and no school tax.

Youngtown

Arizona’s first planned retirement community (1954), predating Sun City. A small, quiet town with the most affordable 55+ housing in the northwest Valley. HOA-light environment with modest price points. Ideal for buyers seeking retirement affordability near Peoria and Glendale services.

Maricopa (City)

Pinal County’s growth epicenter, 35 miles south of downtown Phoenix. Arizona’s most affordable master-planned housing: Province (55+), Glennwilde, Rancho El Dorado. Entry-level new construction from the low $300Ks. DSCR investor interest growing with expanding rental demand.

San Tan Valley

Pinal County’s unincorporated fast-growth zone between Gilbert and Queen Creek. New construction communities from major builders (Meritage, DR Horton, Taylor Morrison). Excellent value for East Valley commuters. CFD/SID tax overlays common in new developments — Ryan reviews these for every buyer.

El Mirage & Tolleson

The West Valley’s most affordable entry-level markets. Strong workforce housing demand driven by industrial and logistics employment along the I-10 and Loop 303 corridors. HOME Plus down payment assistance programs active in these zip codes. Investor cash flow opportunities.

Phoenix Metro Market Snapshot (2026)

Market	Price Range	Primary Buyer Profile	Key Employer/Driver
Paradise Valley	$2M – $20M+	Executives, celebrities, ultra-HNW	Resorts, financial services, private equity
Scottsdale	$450K – $8M	Tech professionals, retirees, investors	Financial services, healthcare, tourism
Chandler	$380K – $1.5M	Semiconductor engineers, young families	Intel, TSMC supply chain, PayPal
Gilbert	$400K – $1.2M	Families, school-driven relocators	Healthcare, education, East Valley employers
Peoria	$320K – $900K	Families, TSMC workers, 55+	TSMC Deer Valley, manufacturing
Goodyear / Buckeye	$290K – $700K	First-time buyers, value-seekers, 55+	Logistics, I-10 corridor, PebbleCreek
Queen Creek / San Tan Valley	$310K – $750K	Growing families, equestrian buyers	New construction, East Valley employers
Maricopa / Pinal County	$280K – $500K	Affordability-driven, investors, 55+	Province 55+, commuter employment

Preparation & Execution

Ryan Moxley’s Process:
How He Prepares for Every Transaction

Buying or selling a home is one of the largest financial decisions of your life. Ryan’s process is built on preparation, data, and relentless client advocacy — from the first conversation to the day you get your keys.

For Sellers

Pre-Listing Consultation

Ryan visits the property in person, assesses condition, and identifies value-add improvements with strong ROI. Not every seller needs a full renovation — Ryan knows when $4,000 in paint and landscaping adds $20,000 in perceived value.

Comparative Market Analysis

Arizona generally records sale prices on the Affidavit of Property Value. Ryan uses current MLS comparables and property-specific analysis because public records do not capture every value driver, including condition, upgrades, concessions, and contract terms.

Professional Photography & Marketing

Drone aerial, Matterport 3D walkthrough, twilight exterior shots, and a dedicated property website. Ryan’s listings are marketed to reach out-of-state relocation buyers — the segment with the strongest purchasing power in the Phoenix metro.

Strategic Pricing

Pricing is not just what the seller wants — it’s a market positioning strategy. Ryan analyzes competing active listings, under-contract properties, and absorption rate to identify the optimal list price that maximizes net proceeds without triggering extended days on market.

Negotiation & BINSR Management

Ryan reviews every purchase contract and BINSR (Buyer’s Inspection Notice and Seller’s Response) himself. He knows which inspection requests are standard, which are overreaches, and how to structure the seller’s response to protect net proceeds while keeping the deal intact.

Dry-Funding Close

Arizona is a dry-funding state. Recording = funding = closing day. Ryan coordinates with escrow, title, lender, and all parties to ensure a seamless single-day close — no funding gaps, no day-after-recording surprises.

For Buyers

Needs Analysis

What does this buyer actually need vs. want? Ryan digs into school district boundaries, commute patterns, HOA preferences, future resale considerations, and life-stage factors before showing a single home. The right house in the wrong district is not a win.

Market Education

Especially critical for out-of-state buyers: Arizona generally records sale prices on the Affidavit of Property Value. Ryan reviews current MLS comparables and the details public records do not capture before an offer is drafted.

Property Sourcing

MLS is the floor, not the ceiling. Ryan layers in off-market opportunities, builder relationships and inventory access, coming-soon listings from his agent network, and new development communities — particularly relevant as TSMC-area Deer Valley and West Valley corridors expand.

Offer Strategy

Earnest money amount, inspection period length (10 days standard in AZ), financing contingency structure, and appraisal gap approach are all strategic levers. Ryan knows how to make an offer competitive without overexposing the buyer — and when to walk away.

Inspection & BINSR Guidance

Arizona’s 10-day inspection period and BINSR process can feel opaque to first-time and out-of-state buyers. Ryan walks buyers through what to request, what red flags matter (Zinsco panels, post-tension slabs, R-22 refrigerant, stucco water intrusion), and how to negotiate repairs vs. price reductions.

Closing Preparation

In Arizona, signing day is closing day is key day. Ryan prepares buyers for what to expect: signing at the title company, same-day recording at the county, and key handoff — all on the same date. No waiting 24–48 hours post-signing like in some other states.

Arizona-Specific Issues Ryan Reviews on Every Transaction

Issue	Why It Matters	Ryan’s Approach
CFD / SID Tax Overlays	Community Facilities Districts add $500–$3,000+/year on top of standard property taxes in new construction communities	Reviews HOA disclosures and CFD/SID documents before offer on any new construction
Post-Tension Slabs	Cannot be drilled, cut, or penetrated without structural engineer approval; common in AZ and requires buyer awareness	Flags presence during showing; ensures inspector notes and buyer understands limitations
Assured Water Supply	ARS §45-576: properties in AMAs must demonstrate 100-year water supply. Rural/outlying parcels may not qualify	Confirms water source and AWS designation on any semi-rural purchase; critical in Pinal County
SPDS	Seller Property Disclosure Statement is required by the purchase contract; Ryan reviews every line for omissions or discrepancies	Compares SPDS to permit records and inspection findings; flags inconsistencies before BINSR deadline
HOA CC&Rs & STR Rules	ARS §9-500.39 preempts local STR bans, but HOA CC&Rs CAN restrict short-term rentals regardless of city ordinance	Pulls and reviews full CC&Rs on any investor purchase to confirm STR permissibility before offer

Expertise & Development

Continuing Education
& Professional Development

Arizona real estate is a specialist’s market. Ryan continuously invests in market knowledge that allows him to serve clients at the highest level — staying ahead of legislative changes, market shifts, and technical developments that directly affect his clients’ transactions.

From ARS statutory updates to TSMC workforce relocation trends to conforming loan limit changes, Ryan tracks the developments that move markets — and translates them into actionable guidance for every client.

Professional Memberships

National Association of REALTORS® (NAR)

Arizona Association of REALTORS® (AAR)

Scottsdale Area Association of REALTORS® (SAAR)

My Home Group — Arizona’s top independent brokerage

Active Knowledge Areas

ARS Legislative Updates

SPDS requirements, HOA disclosure law (§33-1806/1807), assured water supply (§45-576), homestead exemption (§33-1101, up to $400K equity protected), and right-to-repair (§12-1361).

TSMC & Intel Employer Relocation Trends

TSMC Fab 21 ($265B investment, Deer Valley corridor, TSMC projects 6,000 direct jobs from its first three fabs) and Intel Fab 52/62 (Chandler, $20B) are driving significant relocation buyer activity. Ryan tracks which neighborhoods and price points these buyers target.

CFD/SID Tax Structure Analysis

Community Facilities Districts (ARS Title 48) are standard in new construction communities. Ryan reviews every CFD/SID disclosure for buyers purchasing in new developments — these add real annual cost that many buyers don’t anticipate.

Lending Environment & Loan Products

2026 conforming loan limit ($832,750 in Maricopa & Pinal County). VA loan nuances (funding fee, disability waivers, IRRRL). DSCR investor loans. FHA 203(k) renovation. HOME Plus DPA program (up to 4% forgivable down payment assistance, the program's minimum credit score, $155,386 income limit).

Post-NAR Settlement Buyer Representation

Ryan stays current on buyer representation agreement requirements following the NAR settlement, ensuring all clients understand their rights, Ryan’s compensation structure, and the options available in the new compliance framework.

Senior Valuation Protection & 55+ Considerations

ARS §42-17302 Senior Valuation Protection (property tax freeze for 65+), HOPA 55+ community compliance (80% occupancy threshold), and IRC §121 capital gains exclusion ($500K married / $250K single).

Example Scenarios

Client Results:
Situations Ryan Handles

Every transaction is different. What’s consistent is Ryan’s commitment to preparation, communication, and client outcomes. These are composite examples of common situations, not specific client stories. Ask Ryan about recent deals like yours.

Relocation Buy • North Scottsdale

Relocating from California to DC Ranch

A couple relocating from the Bay Area wants DC Ranch on a tight timeline. Ryan provides a pre-offer market analysis comparing four North Scottsdale communities, explains the SUSD school boundary split in that zip code, and coordinates remote signing when the buyers cannot be in Phoenix for closing.

Relocation Remote Closing Tight Timeline

Sell & Buy • Mesa to Gilbert

Selling in Mesa and buying a Gilbert new build the same day

A family needs the equity from their Mesa sale to close on a Gilbert new build. Ryan lines up both escrows so the sale records first and the purchase closes the same day. Arizona’s dry-funding rules make this possible with tight coordination between the two title companies and the builder.

Sell & Buy Double Close Same Day

VA Loan Buy • Peoria

VA buyer with a disability rating

A veteran relocating to Peoria uses a VA loan. Ryan checks whether the buyer’s disability rating qualifies for a VA funding fee exemption (it often does, and some lenders do not raise it), asks for seller-paid closing costs where the listing allows it, and guides the buyer through Arizona’s BINSR inspection response process for the first time.

VA Loan Fee Waiver Seller Concessions

Top 1%

Nationally Ranked

2012

Licensed in Arizona Since

28+

Cities & Markets Served

4.9★

Zillow (34 Reviews)

Meet
Ryan Moxley

25 Years
In Real
Estate

The Competitor Is Born

B.S. in Finance

Co-Founded a Mortgage Business

Traded Florida for the Desert

Top 1%. Still Answering Texts at 9pm.

Beyond the
Business Card

10 Cities.
One Agent Who Knows Them All.

How Ryan
Works with You

My Home Group —
Nationally Recognized

The Numbers That
Speak for Themselves

Ryan Moxley’s Phoenix Metro
Market Coverage

Ryan Moxley’s Process:
How He Prepares for Every Transaction

Continuing Education
& Professional Development

Client Results:
Situations Ryan Handles

Let’s Find Your
Next Chapter

Markets I
Know Cold

Get answers specific to your situation

MeetRyan Moxley

25 YearsIn RealEstate

The Competitor Is Born

B.S. in Finance

Co-Founded a Mortgage Business

Traded Florida for the Desert

Top 1%. Still Answering Texts at 9pm.

Beyond theBusiness Card

10 Cities.One Agent Who Knows Them All.

How RyanWorks with You

My Home Group —Nationally Recognized

The Numbers ThatSpeak for Themselves

Ryan Moxley’s Phoenix MetroMarket Coverage

Ryan Moxley’s Process:How He Prepares for Every Transaction

Continuing Education& Professional Development

Client Results:Situations Ryan Handles

Let’s Find YourNext Chapter

Markets IKnow Cold

Get answers specific to your situation

Meet
Ryan Moxley

25 Years
In Real
Estate

Beyond the
Business Card

10 Cities.
One Agent Who Knows Them All.

How Ryan
Works with You

My Home Group —
Nationally Recognized

The Numbers That
Speak for Themselves

Ryan Moxley’s Phoenix Metro
Market Coverage

Ryan Moxley’s Process:
How He Prepares for Every Transaction

Continuing Education
& Professional Development

Client Results:
Situations Ryan Handles

Let’s Find Your
Next Chapter

Markets I
Know Cold